Summer Vacation Insurance

School is almost out and that signals the start of summer vacation. But if your plans include a trip outside the country, you might need to pick up one more item.

It's insurance in case you get hurt or sick on your trip. It's a lot more important than most of us think!

And I'm not just talking about health insurance but you also need to think about evacuation insurance to get you back to the U.S. if needed. When you travel outside the country you may or may not be covered by your current health insurance. The best way to find out whether you are, or to what extent, is to call you insurance company now. But even if you are covered, finding where to go if you do get sick or hurt can be tough.

So, here are some steps you can take now to avoid problems on your trip. Looks at getting or expanding your health insurance to cover treatment in whatever country you'll be in. And before you go, register with the State Department. They can help you locate doctors and even notify family and friends back home if needed.
But one of the biggest concerns is getting back to the U.S. if you're sick. Medical evacuation flights can cost well over 50,000 dollars and aren't always covered by most normal insurances---and depending on how sick or hurt you are, you might not be able to fly on a normal airline. So think about buying a policy before your trip.
These few steps can save you big headaches later on.